AEPS API - Aadhaar Enabled Payment System

What is AEPS API?

AEPS (Aadhaar Enabled Payment System) allows businesses, retailers, and banking correspondents to provide **cash withdrawals, balance inquiries, and mini statements** using Aadhaar authentication. PayRupees AEPS API ensures **secure, fast, and seamless banking transactions**.

Key Features

• Instant Cash Withdrawal from Aadhaar-linked bank accounts.
• Balance Inquiry to check available funds in real time.
• Mini Statement to view recent transactions.
• Biometric-based Secure Transactions with UIDAI & NPCI authentication.
• Multi-bank support with **99.9% uptime**.
• Easy **RESTful API integration** with detailed documentation.

How AEPS API Works?

• Customer enters **Aadhaar number** & selects the bank.
• Fingerprint authentication via **biometric device**.
• Transaction securely processed via **NPCI**.
• Funds transferred instantly, with confirmation.

Who Can Use AEPS API?

• Fintech Companies & Payment Service Providers
• Retailers & Banking Correspondents
• Banks & NBFCs
• Micro ATM Operators

Why Choose PayRupees AEPS API?

• Boosts business with **high commission earnings**.
• Supports **banking in rural areas** where ATMs are scarce.
• Ensures **fraud protection** with biometric authentication.
• Reduces dependency on **physical ATM networks**.